{"id":3119,"date":"2025-10-09T01:55:40","date_gmt":"2025-10-08T18:55:40","guid":{"rendered":"https:\/\/www.esg-global.biz\/en\/?p=3119"},"modified":"2025-10-09T01:58:18","modified_gmt":"2025-10-08T18:58:18","slug":"krungsri-tech-day-2025-driving-strategy-to-become-a-leading-regional-and-sustainable-bank","status":"publish","type":"post","link":"https:\/\/www.esg-global.biz\/en\/krungsri-tech-day-2025-driving-strategy-to-become-a-leading-regional-and-sustainable-bank\/","title":{"rendered":"Krungsri &#8216;Tech Day 2025&#8217;: Driving Strategy to Become a Leading Regional and Sustainable Bank"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">ESG Global <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Krungsri (Bank of Ayudhya PCL), a major player in Thailand\u2019s financial landscape, has publicly outlined an aggressive technology and innovation strategy focused on connectivity, simplification, and ethical AI deployment to secure its future as a leading Sustainable and Regional Bank.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The vision was presented at the annual Krungsri Tech Day 2025: Empower People to Make Life Simple, an event held in collaboration with global technology giants, highlighting the bank&#8217;s commitment to driving transformation across Thai business and society.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3120\" src=\"http:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0342-300x200.jpeg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0342-300x200.jpeg 300w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0342-1024x683.jpeg 1024w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0342-768x512.jpeg 768w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0342-1536x1024.jpeg 1536w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0342.jpeg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">Krungsri President and CEO, Mr. Kenichi Yamato, said that the bank is not just adopting technology but driving a &#8220;<\/span>meaningful transformation to simplify, accelerate, and secure everyday financial experiences.<\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cBy leveraging advanced digital capabilities, Krungsri aims to deliver customised services, streamline operations, and build lasting trust\u2014supporting its aspiration to become the Leading Sustainable and Regional Bank,\u201d Yamato stated in his opening remarks, positioning technology as a transformative force that empowers communities.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">He added that Krungsri is investing in cutting-edge and digital technologies in order to enhance efficiency and quality to support business growth with security and trust, aiming to become a leading sustainable bank.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Three-Pillar Strategy for Digital Superiority<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3121\" src=\"http:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0343-300x200.jpeg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0343-300x200.jpeg 300w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0343-1024x683.jpeg 1024w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0343-768x512.jpeg 768w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0343-1536x1024.jpeg 1536w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0343.jpeg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">Ms. Saisunee Hanprathueangsil, Krungsri Chief Information and Digital Officer, detailed a strategic technology framework built on three key pillars:<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">1. Technology Simplicity:<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The bank is undergoing a multi-stage infrastructure overhaul dubbed Leaner, Simpler, and Ahead of Business.&#8217; Key initiatives include a hybrid cloud migration, streamlining systems through the ongoing Jupiter program for Core Banking transformation, and automating operations to cut costs and speed up service delivery.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">A concrete outcome of this strategy is the digitisation of the sugarcane purchasing process via the Payment Hub. This innovation has slashed transaction time from a two-day process (using paper checks) to just three to five minutes, delivering significant immediate cost savings and operational convenience for sugar factories and farmers.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">2. Enabling for Growth:<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Krungsri aims to serve as a reliable expert, handling the essential but non-core financial functions for Thai entrepreneurs. Under this pillar, the bank provides comprehensive, integrated digital financial solutions, allowing businesses to dedicate resources to innovation and differentiation. Krungsri currently facilitates over 90 million transactions annually and partners with more than 1,200 organisations, solidifying its role as a key financial partner for enterprise growth.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">3. Sustainable AI and Ethical Governance:<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Recognising the strategic importance and inherent risks of Artificial Intelligence, Krungsri has established an AI Center of Excellence (AI COE) supported by a practical AI Governance framework. This governance ensures the ethical and effective use of Traditional AI\/ML, Generative AI, and Agentic AI.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The bank is currently deploying GenAI internally\u2014for tasks such as AI-driven property valuation\u2014and externally to enhance customer safety. This includes an advanced Fraud Score model to strengthen protection and models for Customer Lifetime Value and Churn Prevention to enable proactive service.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Furthermore, the bank has expanded its cooperation with Thailand\u2019s Central Investigation Bureau (CIB), using secure APIs, near real-time dashboards, and machine-learning models to proactively screen suspicious activities, thereby reducing coordination time and improving case handling efficiency.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3122\" src=\"http:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0345-300x137.jpeg\" alt=\"\" width=\"300\" height=\"137\" srcset=\"https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0345-300x137.jpeg 300w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0345-1024x468.jpeg 1024w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0345-768x351.jpeg 768w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0345-1536x701.jpeg 1536w, https:\/\/www.esg-global.biz\/en\/wp-content\/uploads\/2025\/10\/IMG_0345.jpeg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\nThe event, now in its fourth year, brought together Krungsri and major global tech partners, including Accenture, AWS, IBM, Microsoft, and Redhat, to showcase trends and innovative solutions crucial for advancing Thailand&#8217;s digital economy.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Ms. Saisunee said that thanking the partners for helping Krungsri &#8220;turn ideas into capabilities that foster a smarter working environment and support sustainable and resilient growth for businesses, society, and people.&#8221;<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">#Krungsri, <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">#KrungsriTechDay2025 #ESGGlobal<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ESG Global Krungsri (Bank of Ayudhya PCL), a major player in Thailand\u2019s financial landscape, has&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3123,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,27,10],"tags":[],"class_list":["post-3119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","category-esg","category-technology-startup"],"_links":{"self":[{"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/posts\/3119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/comments?post=3119"}],"version-history":[{"count":1,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/posts\/3119\/revisions"}],"predecessor-version":[{"id":3124,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/posts\/3119\/revisions\/3124"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/media\/3123"}],"wp:attachment":[{"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/media?parent=3119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/categories?post=3119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.esg-global.biz\/en\/wp-json\/wp\/v2\/tags?post=3119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}